Terms of Use

Last updated: 1 October 2026

1. About this website

This website is operated by KingStone Capital Ltd ("KingStone", "we", "us", "our"), an Irish commercial finance operating company. By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this website. This website is provided for pre-launch expression-of-interest purposes only. It is not a regulated financial promotion and does not constitute financial, investment, legal or tax advice of any kind.

2. Pre-launch status

KingStone Capital is currently in a pre-launch phase. Nothing on this website constitutes: • An offer to lend or a loan approval. • An offer to sell or issue securities. • An invitation to invest. • Investment advice, trading advice or portfolio management. • A public offer of any financial instrument. • A deposit-taking or banking service. • A crowdfunding offer directly by KingStone. • A guarantee of funding, returns or outcomes. Any borrower finance, investor participation, Growth Partner introductions and project opportunities will progress through the relevant eligibility checks, onboarding, due diligence, risk disclosures, legal documentation, platform approval and final approval.

3. No reliance

The content of this website is provided for general information purposes only. You should not rely on any information on this website as a basis for making financial, investment, business or legal decisions. You should obtain independent professional advice before making any such decision. KingStone makes no representations or warranties, express or implied, about the accuracy, completeness or suitability of any content on this website.

4. Indicative returns and risk

Any future investment returns will depend on the final structure, borrower or project risk, fees, term, security, performance and final documentation. This website does not present guaranteed or promised returns. Returns are not guaranteed and capital is at risk. The value of any investment and any income from it can go down as well as up.

5. Provider references

References to Black Manta / BMCP, EvenFi or other providers reflect current provider discussions only. These are not confirmed provider relationships. Final provider arrangements, including the identity of any provider, may change before launch. KingStone reserves the right to use equivalent approved providers where appropriate.

6. Expressions of interest

Registering an expression of interest through this website does not constitute a loan application, investment subscription, contract, commitment or approval of any kind. Any expression of interest is subject to KingStone's review process and does not create any legal rights or obligations on the part of KingStone.

7. Growth Partners

Growth Partners are introducers only. Growth Partner registration does not authorise any person to represent or bind KingStone, any provider or any approved structure. Growth Partners remain responsible for their own professional, legal and regulatory obligations. Any commercial arrangement for introductions is subject to a separate written agreement with KingStone.

8. Intellectual property

All content on this website, including text, graphics, logos, design and layout, is the property of KingStone Capital Ltd or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify or use any content from this website without our prior written consent.

9. Links to third-party websites

This website may contain links to third-party websites. These links are provided for convenience only. KingStone has no control over the content of third-party websites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

10. Limitation of liability

To the fullest extent permitted by applicable law, KingStone excludes all liability for any loss or damage, whether direct, indirect or consequential, arising from your use of or reliance on this website, including any information, expressions of interest or content submitted through it.

11. Governing law

These Terms of Use are governed by and construed in accordance with the laws of Ireland. Any dispute arising in connection with these Terms of Use shall be subject to the exclusive jurisdiction of the Irish courts.

12. Changes to these Terms

We may update these Terms of Use from time to time. We will post the updated Terms on this website with a revised date. Your continued use of this website after any changes constitutes your acceptance of the updated Terms.

13. Contact

If you have any questions about these Terms of Use, please contact KingStone Capital Ltd at [contact details to be confirmed].